Month: March 2020

Financial Tips for Professional Athletes


Every adult should learn how to plan for their financial future sooner than later, no matter what their career is. Famous professional athletes are no exception to this rule. The career of a professional athlete is usually short-lived but earns mass amounts of money. For these reasons, a professional athlete must take different things into account [when it comes to their finances] than an average person.

Invest in Health Insurance; Athletes are at a higher risk of injury than the average worker. Whether the athlete plays baseball or wrestles, they must go through intense training, not to mention their actual game or match. Both of these can result in injury. Some injuries can be expensive to treat, which is why having good health insurance is so important.

Every good athletic employer should provide their employees with health insurance. However, some insurances might not cover everything an athlete needs. For this reason, it’s in an athlete’s best interest to invest in additional health insurance premiums. 

Start Retirement Savings Early; One of the most important things when it comes to financial planning for professional athletes is to start a retirement fund early. On average, professional athletes only work in their field for about five years. During this time they may earn millions of dollars, but how much a professional athlete will earn after they retire from playing sports can vary greatly. 

It’s best for a professional athlete to start a retirement plan as soon as possible. This way, they can save money for later in life to use when they are elderly or to invest in their next career. 

Think About a Post-Sports Career; It’s not usual for athletes to simply sit back and do nothing once their career in playing sports is over. Instead, many former athletes continue to work in sports in one way or another. Some of the most popular career choices for former athletes include sports coach/manager, team executive, and sports commentator/broadcaster. 

Unrelated to sports, some former athletes choose to become business owners. They use their fame to promote their business. Opening a business or starting a new brand can be a great financial choice for a former athlete, as it keeps revenue coming in and allows them to pursue a new passion.

Whether you are currently a professional athlete or you are aspiring to be one, consider these financial planning tips. When it comes to finances, it’s better to be safe than sorry. So, open a retirement account, invest in health insurance, and consider what you will do once your career ends!… Read More

5 Services Offered By Different SEO And Marketing Experts In Los Angeles, CA

Different Services Available From SEO And Marketing Experts In Los Angeles, CA

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In Los Angeles, CA, there are many different services available to businesses that can help grow their brand in different ways. Whether this is with your website, on search engines, or your social media pages, there are many different ways that Los Angeles SEO experts and marketing experts can help grow your brand. If you are a business owner looking to grow your brand, these services will come in handy for you. Five different services that are available from Los Angeles SEO experts and marketing experts include:

  • Search Engine Optimization

  • Social Media Marketing

  • Website Design

  • Mobile App Design

  • Branding And Strategy

Search Engine Optimization

With search engine optimization being an important aspect of increasing traffic to a website, many Los Angeles SEO experts offer this service. With SEO bringing your website higher on search engine results, it will give you more visitors and traffic, which will increase the number of possible customers for your business. To do this, an agency will choose specific keywords that rank high in search numbers, which will put your website out there more and generate more traffic.

Social Media Marketing

Nowadays, social media marketing is one of the most efficient ways of advertising your brand. Rather than paying higher prices for other methods of advertising, social media marketing is an important method that can easily reach hundreds, thousands, or even millions of people. With proper marketing strategies, your brand can create a lot of positive attention and reach people that it normally wouldn’t within the Los Angeles area.

Website Design

When it comes to website design, there are many factors involved in making your website stand out and draw in visitors. With an attractive website layout, a good first impression, easy utilization, and purposeful design, your website alone can grow your brand by drawing in more website visitors.

Mobile App Design

With everyone owning smart devices nowadays, you might be looking to have a mobile app for your brand or business. With mobile apps being capable of many different features, it can take a brand to the next level and allow customers to feel more connected. With a mobile app design company able to create the perfect app for you, you should consider it and look more into what they could offer.

Branding And Strategy

Branding and strategy are two very important topics when it comes to services offered by marketing companies. With branding, a social media expert would be able to help with things such as logo design and brand identity. Then with strategy, one of these experts would be able to help you with things like brand strategy and digital strategy. These services, in particular, could help take your brand to the next level, drawing in more traffic, bringing in more customers, drawing more attention to your business, and so on. If branding and strategy is something that you need help with, especially as a newer business, it is worth contacting … Read More

Types of Car Insurance Policies

It is important for everyone to make sure they protect the assets that are most important to them. One item which people legally have to insure in order to use is a car. When it comes to buying car insurance, there are lots of options to consider. For this reason, it is critical for people to think carefully about which type of policy is right for them. There are a few options that everyone needs to keep in mind.


Liability Only Insurance Policy

One of the most popular types of insurance is called liability only. This is the lowest level of insurance policy that someone can have and legally still operate a motor vehicle. If someone has a liability only insurance policy, this means that if the policyholder is involved in an auto accident that is his or her fault, the insurance company will pay to fix the other person’s car but not the car of the policyholder. Most people end up reaching for this insurance policy because it saves money; however, it also exposes the policyholder to a tremendous amount of risk.

Collision Insurance Policy

The next level up when it comes to car insurance is called collision insurance. If insurance agents Orlando sell someone a collision insurance policy, this means that the insurance company will pay to fix both vehicles involved in the accident. This provides an added layer of protection that everyone should note. Unfortunately, this type of insurance policy will not protect its policyholder from all types of damage. This is one other type of policy that provides an added degree of coverage.

Comprehensive Insurance Policy

The highest level of insurance is called a comprehensive insurance policy. Also called “Act of God” insurance, this type of policy will protect the policyholder against nearly all forms of damage (aside from fraud). This means that if the car is burned in a wildfire, swept away by a tornado, or trapped in a flood, the insurance company will still pay to replace the car. This is the most comprehensive type of insurance policy out there.

The Importance of Insurance

These are a few of the most important types of insurance policies out there. Everyone needs to take steps to protect their motor vehicle. This is an expensive purchase that most people would not be able to afford to replace on short notice. This is why everyone should have a car insurance policy.… Read More

Are You Apartment Hunting? 5 Types of Screenings You Should Expect

When you fill out a rental application, you will need to provide several pieces of information that will be verified through screening. Be prepared before you head out to look for a new apartment by understanding what types of screenings landlords routinely perform. 


1. Personal Interview 

You and your landlord may not have to interact constantly, but you should be compatible since you are entering into a business arrangement.  Expect a personal interview at the start of the application process. Be honest and upfront about any issues, and make sure you ask questions, too. 

2. Credit Report

Any potential landlord will want to know if you are good about paying your financial obligations. That means they will run a check against your credit report to look for any potential red flags. It can be a good idea to request a copy ahead of time to ensure it is accurate and up to date.

3. Previous Rental History

Expect to provide information about any previous rentals and the relationships you had with landlords. You should have contact information available to pass along because they will probably want to verify that information. They may also check with an eviction database to see if you have had problems in the past that did not end up in an actual eviction proceeding. 

4. Criminal Background Check

Your criminal history for the past seven years may be reviewed as part of the application process. A criminal background check can cover local, state, or national databases. Felonies, misdemeanors, and other criminal offenses such as tickets and fines may appear on the search. Current outstanding warrants may show up also if they have been recorded. 

5. Income and Employment Verification

When you fill out an application for a rental unit, you will be asked some basic questions about your income and employment status. You should expect this information to be verified, either through a request for paystub, a call or email to your job, or both. If all or part of your income comes from non-traditional sources you should be prepared to provide documentation to back it up. 

When you arrive prepared, it gives a positive impression to a potential landlord or agent. Knowing what to expect during the rental application process can help you preemptively minimize any negative pings on credit or background screenings. … Read More